Federal Direct Student Loan Program
The Federal Direct Student Loan (FDSLP) is a low interest loan to help you pay for educational expenses.
The U.S. Government is the lender and sets the . Loans are determined by your year of study, federal limits, financial need, and other types of aid awarded.
There are two kinds of Direct Loans:
- Federal Direct Subsidized Loan (FDSL)
- Federal Direct Unsubsidized Loan (FDUL)
Graduate students can only receive unsubsidized loans.
For the Subsidized Loan (FDSL), the government pays the interest while you are in school for at least 6 credits.
To be awarded the Subsidized Loan, a student must:
- Be enrolled at least half-time (6 credits)
- Be undergraduate students and demonstrate financial need
For the Unsubsidized Loan (FDUL), interest will accrue while you are in school.
The Unsubsidized Loan is available to students who:
- Enroll at least 6 credits (5 graduate credits for graduate students)
The loan proceeds are transmitted to ºÚ°µ±¬ÁÏÍø Financial Services Office and paid directly to the student's school account. Any balance remaining will be disbursed to the student from Student Financial Services at (208) 282-3000.
Plain Language Loan Disclosure Information is available for students.