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Federal Direct Student Loan Program

 

The Federal Direct Student Loan (FDSLP) is a low interest loan to help you pay for educational expenses.

The U.S. Government is the lender and sets the . Loans are determined by your year of study, federal limits, financial need, and other types of aid awarded.

There are two kinds of Direct Loans:

  • Federal Direct Subsidized Loan (FDSL)
  • Federal Direct Unsubsidized Loan (FDUL)

Graduate students can only receive unsubsidized loans.

For the Subsidized Loan (FDSL), the government pays the interest while you are in school for at least 6 credits. 

To be awarded the Subsidized Loan, a student must:

  • Be enrolled at least half-time (6 credits)
  • Be undergraduate students and demonstrate financial need

For the Unsubsidized Loan (FDUL), interest will accrue while you are in school.

The Unsubsidized Loan is available to students who:

  • Enroll at least 6 credits (5 graduate credits for graduate students)

The loan proceeds are transmitted to ºÚ°µ±¬ÁÏÍø Financial Services Office and paid directly to the student's school account. Any balance remaining will be disbursed to the student from Student Financial Services at (208) 282-3000.

Plain Language Loan Disclosure Information is available for students.